LUCK IN MORROWIND
I've always found luck to be an underused stat in Morrowind, so here's an idea for a mod that could put luck to better use and even add some skills to give level-up bonuses to luck just like any other stat. I've come up with three skills to use, one for combat, one for magic, and one for stealth. They are as follows:
DARING
Daring is named after the virtue of Vivec. It involves engaging in battle against superior or multiple opponents at once, stacking the odds against yourself as much as possible. However, as it's a combat-related skill, you have to actually be in the thick of battle for it to work; using magic or marksman weapons is viewed as cowardly. The skill also increases more easily when you stay near your opponents to prevent the use of hit-and-run tactics.
GAMBLING
Gambling is just as it says, betting items or money on games such as cards or dice. Modded games, such as the Suran slot machine mod, could be further modded to add to the gambling skill. As gambling doesn't rely purely on luck and can involve reading other people's tells or subtly manipulating the game to affect your own luck, it still makes sense to call it a skill.
DIVINATION/PRAYER
This one's tricky to work out. For divination, one could use trying to predict an event and guessing correctly increases the skill, possibly even causing random events to be triggered by the player. For instance, they may try to read a fortune for themselves, which might say they're going to get rich, and in the next dungeon they delve into, being right would effect the contents of a chest, while being wrong could result in more enemies or less loot. It'd be difficult to work out, so I wouldn't recommend this one, even if it sounds more magical.
Another idea would be praying for fortune as an option at shrines, including daedric, almsivi, and imperial. By pressing your luck with the powers that be, you could end up with a blessing, destined to find something valuable, or cursed, even being attacked by daedra. One's luck in this venture could be affected by how often they make donations or how far they are in whatever religious path they choose in the game, meaning that dedication would increase one's fortunes.
The Elder Scrolls III: Morrowind is copyright Bethesda.